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ATOMA Mobile Money is a fast, simple, convenient, secure, and affordable way of transferring money, making payments and performing certain other financial transactions using a mobile phone anytime anywhere there is a phone signal. 

With ATOMA Pay, you do not need to travel long distances and wait impatiently at the counter to receive or send money. Simply register with your National Identification or other valid accepted identity documents today and enjoy the ease and convenience that ATOMA mobile money offers. You can use ATOMA Pay to send and receive money, top-up ATOMA  numbers, buy ATOMA Voice and Data Bundles, pay electricity bill & pay for goods and services.

Got a question?

How much does it cost to register for ATOMA Pay?How much does it cost to register for ATOMA Pay?

Registration is free of charge.

How much do transactions cost?How much do transactions cost?

The cost per transaction depends on the amount you are transacting and it is automatically deducted from your account.

How do I put mobile money on my phone?How do I put mobile money on my phone?

You can put money into your ATOMA Pay wallet at any agent outlet near you or at an ATOMA Customer Service Point or ATOMA Kiosk.

Are there any limits on the amount that I can transaction? Are there any limits on the amount that I can transaction?

Yes, the limit is currently AFN 15,000.

What if the money loaded in your wallet is not spent?What if the money loaded in your wallet is not spent?

It remains in the account and you can spend it when and wherever.

How safe is my Mobile Money?How safe is my Mobile Money?

Your Mobile Money is protected by a Personal Identification Number (PIN) which you set yourself when you register for the service.

What happens if I lose my phone?What happens if I lose my phone?

If you lose your phone, you should notify ATOMA straight away by either calling the helpline 799. But even if you don’t, your money is protected by a PIN which is secure so long as you haven’t shared it with anyone.

How can I get my money back?How can I get my money back?

If at any time you want to cash-out your ATOMA Pay balance, you are free to go to any ATOMA Branded Store, or a ATOMA Pay Agent and request to cash out your balance.

What is the minimum balance for mobile money?What is the minimum balance for mobile money?

There is no minimum balance for mobile money. You can cash out all your ATOMA Pay and have zero balance.